Short answer: GirlfriendGPT is an adult character-chat platform with community characters, a character creator, an image generator and voice chat. Its Terms of Use (last modified June 18, 2026) say paid subscriptions are rebilled until you cancel, monthly message credits reset and do not carry over, and it "does not offer refunds for subscriptions that have been paid for", with exceptions for its own mistakes or technical issues. If you want a service that sells fixed periods that end on their own, or one with a published price, Lovora is worth comparing. If you want a very large library of community-made characters, GirlfriendGPT has something Lovora does not.
Disclosure: Lovora publishes this page and is one of the options compared. Every GirlfriendGPT fact below comes from its own website and legal pages, linked next to each claim and read on November 7, 2026. Its pages we could open show no plan prices, so this page gives none; check its site before buying. Terms change, so treat the dates as the moment of reading.
What GirlfriendGPT is, and which site is the real one
On November 7, 2026, girlfriendgpt.com answered with a permanent redirect (HTTP 301) to gptgirlfriend.online/, so that is the address all facts here were read on. The home page calls the service an adult chat platform powered by an "unrestricted AI Chat Generator" where you can create custom characters and change their behaviour, voice and personality, browse and chat with community-made characters, roleplay and sext, generate images of your character (including NSFW art), use voice chat, and join its Discord and Reddit communities (gptgirlfriend.online/). Its legal page names NextDay AI entities in Montreal, Delaware and Limassol as the operators, and the Terms are governed by Quebec, Canada law (gptgirlfriend.online/legal/terms).
Several unrelated products use almost the same name. Check the address before you enter payment details: the legal and billing facts below belong to gptgirlfriend.online only.
Plans, credits and free use at GirlfriendGPT
- Free: the home page offers a free account but does not say what it includes. The Terms say free users get a limited message count and can earn more credits by completing tasks; extra credits can also be bought (gptgirlfriend.online/legal/terms).
- Paid: according to the Terms, paid subscriptions unlock more character slots and a larger monthly credit allowance, in a range of 5,000 to 20,000 credits. The same text says the message credit resets monthly and cannot be carried over to the next subscription period (gptgirlfriend.online/legal/terms).
- Prices: no price appears on the home page, the FAQ or the Terms, and /pricing returned a 404 when we tried it. The price is therefore visible only inside the app.
- Unlimited chat: the pages we read describe credits, not an unlimited-message plan.
Billing, cancelling and refunds at GirlfriendGPT
- Processors: the Terms name two payment providers, TrustPay and CCBill, and explain cancelling through each (gptgirlfriend.online/legal/terms). The home page footer shows Visa, Mastercard and Discover logos (gptgirlfriend.online/).
- Recurring charges: subscribers "have the right to cancel their subscription from rebilling at any time", and cancellation requests made before the next billing cycle stop future charges. Cancelling does not refund charges already made. Through CCBill the subscription ends at the end of the current billing cycle (gptgirlfriend.online/legal/terms).
- Refunds: "GIRLFRIENDGPT does not offer refunds for subscriptions that have been paid for." Exceptions may apply for company mistakes or technical issues, requests are reviewed within 14 days, and purchases made through CCBill must be refunded through CCBill (gptgirlfriend.online/legal/terms).
Age, rules and privacy at GirlfriendGPT
- Age: the Terms say the service is designed only for people over 18. The Underage Policy says users must be 18 or of legal age in their country, must confirm their age at an age gate before reaching the main content, and must affirm they are over 18; giving a false age breaks the Terms. It describes no document or face check (gptgirlfriend.online/legal/underage, last modified April 13, 2026).
- Prohibited: characters who are underage, content sexualising minors, trafficking and prostitution, non-consensual material such as sextortion and revenge porn, threats, harassment, impersonation and multiple accounts, illegal activity, and content promoting self-harm or substance abuse (gptgirlfriend.online/legal/guidelines, last modified April 16, 2026).
- Enforcement: flagged content goes through a moderation filter and may be reviewed by hand; violating content is removed and linked accounts may be suspended or terminated (gptgirlfriend.online/legal/underage).
- Privacy: the policy counts conversations with the AI companions as content its moderation team checks. It says personal information is not sold or transferred to third parties except with consent or the listed exceptions (service providers, advisers, authorities, employees), and it may share aggregate usage data with partners. It keeps personal information while the account exists and usually six years after you stop being a user, and it says nothing specific about training AI models or deleting chat logs (gptgirlfriend.online/legal/privacy, last modified April 13, 2026).
Where GirlfriendGPT is genuinely stronger
- Community characters and a creator section: it lists characters made by other users, which Lovora does not (gptgirlfriend.online/).
- Character creation that covers voice and personality, with characters of both genders, boyfriends included (gptgirlfriend.online/).
- An image generator for NSFW art as its own tool, as well as images in chat (gptgirlfriend.online/).
- Credit allowances that the Terms put at 5,000 to 20,000 a month, and a way to earn credits through tasks on the free plan (gptgirlfriend.online/legal/terms).
Why people look for a GirlfriendGPT alternative
- Recurring billing through CCBill and TrustPay, with no refund for a subscription once it is paid (gptgirlfriend.online/legal/terms).
- Monthly credits that reset and cannot be carried over (gptgirlfriend.online/legal/terms).
- No price shown on the pages we could open, so the cost appears only inside the app.
- Age confirmation by affirmation only (gptgirlfriend.online/legal/underage).
- A name shared with other, unrelated sites, and a domain that now redirects elsewhere.
GirlfriendGPT and Lovora side by side
Competitor facts read on November 7, 2026 on GirlfriendGPT's official pages.
| GirlfriendGPT | Lovora | |
|---|---|---|
| Free use | Free account; limited message count, extra credits by completing tasks | 5 messages without an account, 20 more with a free account |
| Paid price | Not shown on the pages we could open | $3.99 for 24 hours; $8.99 for a month at the launch price until Dec 31, 2026 (list $18.99); $53.88 for 12 months |
| Message limits | Credit-based; 5,000 to 20,000 credits a month on paid tiers, reset monthly | Unlimited messages on every plan, with a 500 a day fair-use ceiling |
| Renewal | Rebilled until you cancel (Terms) | Never: fixed periods that end |
| Refunds | None for paid subscriptions, exceptions for its mistakes or technical issues | On request; refunded if the service failed to deliver what was sold |
| Age check | Age gate and self-declaration | Age check where the law requires it, described on /adult-content |
| Characters | Community-made characters plus a creator | More than 130 ready-made, women and men, realistic or anime, plus a builder for your own |
| Voice | Voice chat | Voice notes and push-to-talk calls, 25 credits a minute |
| Languages | Not stated on the pages we read | Nine, with voice quality measured per language |
| Payment | TrustPay and CCBill; card logos on the site | Card through Telegram (Telegram Stars); cryptocurrency |
What Lovora costs
| Lovora plan | Price | What it includes |
|---|---|---|
| Free | $0 | 5 messages without an account, 20 more with a free account; photos arrive blurred |
| 24 hours | $3.99 | Unlimited messages, 150 credits |
| 1 month | $8.99 launch price until Dec 31, 2026 (list $18.99) | Unlimited messages, 500 credits |
| 3 months | $22.99 (list $36.60) | Unlimited messages, 500 credits a month |
| 12 months | $53.88, about $4.49 a month (list $71.88) | Unlimited messages, 500 credits a month |
On Lovora, credits pay for media only: a photo costs 12 credits, a short video of about five seconds 150, a voice call 25 credits a minute, and hearing a message read aloud 1. Messages are unlimited on every plan, with a fair-use ceiling of 500 a day against scripts. Nothing renews: each purchase is a fixed period that simply ends.
The figures are on lovora.ai/plans-and-credits, and the free allowances on lovora.ai/free-access.
Where Lovora is weaker than GirlfriendGPT
Lovora has no library of characters made by other users, no group features and no video calls, and its video clips last about five seconds. The builder makes women only. Memory is simple: the last 40 messages plus up to 15 lasting facts about you (lovora.ai/memory). There is no app in the stores; it runs in the browser and can be installed on a phone's home screen. Lovora is younger, launched in 2026, with far fewer reviews. Where the law requires it, it asks for an age check before adult media, described on lovora.ai/adult-content.
How to choose
- You want thousands of community-made characters and a free tier you can top up by completing tasks: GirlfriendGPT fits, once you have seen the price inside the app.
- You want to pay for a set period and never be billed again: Lovora's passes end on their own (lovora.ai/plans-and-credits).
- You want to know how Lovora handles your chats and data before signing up: lovora.ai/blog/ai-girlfriend-privacy-safety and lovora.ai/account-and-data.
- You want to try first: Lovora's first messages need no account (lovora.ai/free-access).
Sources (read November 7, 2026)
- GirlfriendGPT: home page (gptgirlfriend.online/, reached by redirect from girlfriendgpt.com), legal index (gptgirlfriend.online/legal), Terms of Use, last modified June 18, 2026 (gptgirlfriend.online/legal/terms), Privacy Policy and Underage Policy, last modified April 13, 2026, Community Guidelines, last modified April 16, 2026.
- Lovora: lovora.ai/plans-and-credits, lovora.ai/free-access, lovora.ai/memory, lovora.ai/adult-content, lovora.ai/payments.
FAQ
Is GirlfriendGPT free?
It offers a free account. Its Terms say free users get a limited message count and can earn more credits by completing tasks, and credits can also be bought. The pages we read do not give the exact free allowance.
How much does GirlfriendGPT cost?
The pages we could open show no prices: the home page, the Terms and the FAQ list none and /pricing returned a 404 on November 7, 2026. The Terms say paid tiers carry monthly credit allowances of 5,000 to 20,000, so check the price inside the app.
Does GirlfriendGPT give refunds?
Its Terms say it does not offer refunds for subscriptions that have been paid for. Exceptions may apply for company mistakes or technical issues, requests are reviewed within 14 days, and purchases made through CCBill are refunded through CCBill.
How do I cancel GirlfriendGPT?
Its Terms say subscribers may cancel from rebilling at any time, and a request made before the next billing cycle stops future charges. Charges already made are not refunded, and through CCBill the subscription ends at the end of the current billing cycle.
Is girlfriendgpt.com the same as gptgirlfriend.online?
On November 7, 2026 girlfriendgpt.com redirected permanently to gptgirlfriend.online, and the legal pages read for this guide are on the second address. Other, unrelated sites use similar names, so check the address before paying.
Does GirlfriendGPT verify age?
Its Underage Policy requires users to be 18 or of legal age in their country and to confirm their age at an age gate before reaching the main content. It describes no document check, and it says giving false information breaks its Terms.
Is there a GirlfriendGPT alternative that never renews?
Lovora sells fixed periods that end: $3.99 for 24 hours, $8.99 for a month at the launch price until December 31, 2026, and $53.88 for 12 months. Payment is by card through Telegram (Telegram Stars) or cryptocurrency, and nothing renews.
