Short answer: Secret Desires AI is an adult fantasy platform with a free tier limited by a daily message count and two paid plans, Ultra and Max, that include unlimited messaging and a monthly allowance of Hearts, the credits spent on images, video and voice. Its Terms make fees non-refundable (EU residents get a 14-day withdrawal period), and it asks users only to affirm they are 18. If you want fixed periods that end on their own, or a service that describes how its age check works, Lovora is worth comparing. If you want the 3x chat memory of the Max plan or a large public character library, Secret Desires has features Lovora does not.
Disclosure: Lovora publishes this page and is one of the options compared. Every Secret Desires fact below comes from its own Plans page, Terms of Service and Trust page, linked next to each claim and read on November 5, 2026. Its Plans page lists no dollar prices, so this page gives none; check its site before buying.
What Secret Desires AI is
Secret Desires describes itself as "an adult AI fantasy platform" for AI girlfriends, AI boyfriends and fantasy companions, where you can chat, make voice calls, exchange images and roleplay (secretdesires.ai). The company behind it is Playhouse Media LLC, or Playhouse Media Trading Ltd. for users in the European Union; its Terms of Service were last updated on March 26, 2026 (secretdesires.ai/tos).
Plans and Hearts at Secret Desires
- Free: chat with community partners within a daily message limit, browse the character library and preview core features (secretdesires.ai/plans).
- Ultra: 200 Hearts a month. Max: 300 Hearts, the Advanced Free Chat Engine and 3x chat memory (secretdesires.ai/plans).
- Every paid plan includes unlimited messaging, image generation, voice features and partner creation; yearly billing is the same plan at a 40% discount (secretdesires.ai/plans).
- Hearts pay for image and video generation, voice calls and voice notes, and messages on the best chat engines. Heart packs run from 50 to 10,000, and Hearts you buy separately do not expire until you spend them (secretdesires.ai/plans).
Cancellation, refunds and payment at Secret Desires
- Cancelling: from the Billing tab in settings; the plan stays active through the period already paid and then does not renew. Partners, chats and memories are kept (secretdesires.ai/plans).
- Refunds: its Plans page says refunds are case by case and typically not available once Hearts are spent. The Terms say "All sales are final and non-refundable except for EU residents who are granted a 14-day withdrawal period" (secretdesires.ai/tos).
- Payment: Visa, Mastercard and Discover today; crypto, Apple Pay, Google Pay and UPI are listed as being added in 2026 (secretdesires.ai/plans).
- Statement: charges appear under the neutral name "SDAI" (secretdesires.ai/trust).
The Terms we read do not say whether subscriptions renew automatically, so check the checkout screen before paying.
Rules, age and privacy at Secret Desires
- Age: users must be at least 18, or the age of majority where they live. The Terms describe no verification method; users affirm their age when they register, and the Trust page says the service does not require identity verification (secretdesires.ai/tos, secretdesires.ai/trust).
- Prohibited content: obscene or sexually exploitative content, impersonation, hate speech, threats, illegal activity and requests for medical, legal or financial advice; the anti-trafficking section also bans exploiting minors, including child sexual abuse material (secretdesires.ai/tos).
- Privacy: it says conversations are not used for training, that it does not sell personal data, and cites AES-256 encryption at rest and TLS in transit. A SOC 2 audit began in February 2026 and was still in progress when we read the page (secretdesires.ai/trust).
Where Secret Desires is genuinely stronger
- A clear allowance model: Hearts a month by plan, with packs that do not expire (secretdesires.ai/plans).
- 3x chat memory and the Advanced Free Chat Engine on Max (secretdesires.ai/plans).
- Real-time phone calls and short videos listed among partner features, plus a partner-creation tool and a public character library (secretdesires.ai).
- A published Trust page on data handling and security testing (secretdesires.ai/trust).
Why people look for a Secret Desires alternative
- Hearts: the plan allowance, the packs and the chat engines have to be understood before you know the real cost.
- Prices are not shown on the Plans page, so the cost appears at checkout.
- Refunds are limited once Hearts are spent (secretdesires.ai/plans).
- No stated age check beyond self-declaration (secretdesires.ai/trust).
Secret Desires and Lovora side by side
Competitor facts checked November 5, 2026 on Secret Desires' official pages.
| Secret Desires AI | Lovora | |
|---|---|---|
| Free use | Daily message limit, character library, previews | 5 messages without an account, 20 more with a free account |
| Paid price | Not shown on its Plans page; yearly billing 40% off | $3.99 for 24 hours; $8.99 for a month at the launch price until Dec 31, 2026 (list $18.99); $53.88 for 12 months |
| Media allowance | 200 Hearts (Ultra) or 300 (Max) a month, plus packs of 50 to 10,000 | 150 credits on the 24-hour pass, 500 a month on longer plans; a photo costs 12 credits |
| Messages | Unlimited on paid plans | Unlimited on every plan, 500 a day fair-use ceiling |
| Renewal | Cancel in Billing; Terms silent on auto-renewal | Never: fixed periods that end |
| Refunds | Case by case; Terms say final, 14 days for EU residents | On request; refunded if the service failed to deliver what was sold |
| Age check | Self-declared; no identity verification | Age check where the law requires it, described on /adult-content |
| Memory | 3x chat memory on Max | Last 40 messages word for word plus up to 15 lasting facts about you |
| Languages | Not stated on the pages we read | Nine, with voice quality measured per language |
| Payment | Visa, Mastercard, Discover; crypto planned for 2026 | Card through Telegram (Telegram Stars); cryptocurrency |
What Lovora costs
| Lovora plan | Price | What it includes |
|---|---|---|
| Free | $0 | 5 messages without an account, 20 more with a free account; photos arrive blurred |
| 24 hours | $3.99 | Unlimited messages, 150 credits |
| 1 month | $8.99 launch price until Dec 31, 2026 (list $18.99) | Unlimited messages, 500 credits |
| 3 months | $22.99 (list $36.60) | Unlimited messages, 500 credits a month |
| 12 months | $53.88, about $4.49 a month (list $71.88) | Unlimited messages, 500 credits a month |
On Lovora, credits pay for media only: a photo costs 12 credits, a short video of about five seconds 150, a voice call 25 credits a minute, and hearing a message read aloud 1. Messages are unlimited on every plan, with a fair-use ceiling of 500 a day against scripts. Nothing renews: each purchase is a fixed period that simply ends.
The figures are on lovora.ai/plans-and-credits, and the free allowances on lovora.ai/free-access.
Where Lovora is weaker than Secret Desires
Lovora has no tiered memory upgrade: memory is the last 40 messages plus up to 15 lasting facts about you. It has no video calls, its clips last about five seconds, and the builder makes women only. There is no app in the stores. Lovora is younger, launched in 2026, with far fewer reviews, and it cannot match a large public character library.
How to choose
- You want a monthly allowance and a bigger memory tier: look at Secret Desires' Max plan, once you have seen the price at checkout.
- You want to pay once for a set period and never be charged again: Lovora's passes end on their own (lovora.ai/plans-and-credits).
- You want to know how an age check works: Lovora describes its own on lovora.ai/adult-content.
- You want to try first: Lovora's first messages need no account (lovora.ai/free-access).
Sources (read November 5, 2026)
- Secret Desires: home page (secretdesires.ai), Plans (secretdesires.ai/plans), Terms of Service, last updated March 26, 2026 (secretdesires.ai/tos), Trust (secretdesires.ai/trust).
- Lovora: lovora.ai/plans-and-credits, lovora.ai/free-access, lovora.ai/memory, lovora.ai/adult-content, lovora.ai/payments.
FAQ
Does Secret Desires AI have a free plan?
Yes. Free accounts chat with community partners within a daily message limit, browse the character library and preview core features, according to its Plans page.
What are Hearts on Secret Desires AI?
Hearts are its credits. They pay for image and video generation, voice calls and voice notes, and messages on the best chat engines. Ultra includes 200 a month, Max 300, and packs of 50 to 10,000 can be bought; bought Hearts do not expire until spent.
Does Secret Desires AI give refunds?
Its Plans page says refunds are case by case and typically not available once Hearts are spent. Its Terms say all sales are final, except that EU residents have a 14-day withdrawal period.
Does Secret Desires AI verify age?
Its Terms require users to be at least 18 and describe no verification method; its Trust page says it does not require identity verification.
How do I cancel Secret Desires AI?
In the Billing tab in settings. Its Plans page says the plan stays active through the period you paid for and then does not renew, and that partners, chats and memories are kept.
Is there a Secret Desires AI alternative that never renews?
Lovora sells fixed periods that end: $3.99 for 24 hours, $8.99 for a month at the launch price until December 31, 2026, and $53.88 for 12 months. Payment is by card through Telegram (Telegram Stars) or cryptocurrency.
