# Paying for Lovora Without Giving a Website Your Credit Card > Card details never reach Lovora. Pay with Telegram Stars (bought by card inside the Telegram app) or with cryptocurrency. Source: https://lovora.ai/pay-without-credit-card [← Lovora](https://lovora.ai/) Last updated: September 23, 2026  |  Lovora is an adults-only (18+) service on which all content is generated by artificial intelligence. You do not need a credit card to pay for Lovora, and Lovora itself never receives, stores or processes card details. There are two ways to pay. This page explains both, what each looks like on a statement, and exactly what to do. In both cases the purchase is a single payment for a fixed period. Nothing renews automatically, so there is never anything to cancel (see [Billing](https://lovora.ai/payments)). ## 1. Option one: Telegram Stars (by card) Telegram Stars are a digital currency sold inside the Telegram app. Telegram lets you buy them **by card, including a debit card**, inside Telegram and never on Lovora. - Lovora prices are converted at **50 Stars per US dollar**. The 24-hour pass ($3.99) is about 200 Stars; the exact figure is on the invoice before you confirm. - The invoice is issued by Lovora’s official Telegram bot, **@Lovora_bot**. - If you have no Stars yet, the invoice itself offers to buy them. You do not need to buy Stars in advance. ## 2. Step by step with Telegram - Choose a plan on Lovora and tap the card button. - Telegram opens in a new tab or in the app, showing the invoice from @Lovora_bot with the price in Stars. - Tap Pay. If you have no Stars, Telegram offers the exact amount and charges your card. - Return to the Lovora tab. It waits for the confirmation and unlocks Premium on its own, normally within seconds. If Telegram is not installed, the link opens Telegram’s web page instead; in that case the cryptocurrency option below avoids the need to install anything. ## 3. Option two: cryptocurrency Paid access can be bought directly in cryptocurrency through a payment gateway that Lovora operates itself (there is no card processor in between). - Accepted assets include **BTC, ETH, USDT and USDC**, among others offered on the payment page. - The payment page shows the address and the exact amount; access unlocks once the payment is confirmed on-chain. - No bank or card is involved, so nothing appears on any bank statement. Cryptocurrency requires a wallet. If you have never used one, the Telegram option is usually the quicker of the two. ## 4. What appears on a statement - **Telegram Stars:** a purchase of Stars, billed by Apple (App Store), Google (Google Play) or Telegram, depending on where the Stars were bought. The name Lovora does not appear. - **Cryptocurrency:** no bank statement entry of any kind. - After a successful purchase your account page shows the active plan and the date it ends. ## 5. What Lovora never does - Never receives or stores card numbers. - Never charges again automatically: every purchase is one payment for one period. - Never grants access on the strength of a redirect alone: access is granted only when the payment provider itself confirms the payment. ## 6. If something goes wrong - **Paid but not unlocked:** reload the page after a minute. If it is still locked, write to [info@lovora.ai](mailto:info@lovora.ai) with the time of payment; the payment is matched and applied by hand. - **Invoice says expired:** the invoice is valid for a limited time. Start the purchase again from Lovora. - **Refunds** are handled as described in [Billing](https://lovora.ai/payments). ## 7. Questions people ask ### Can I pay for an AI girlfriend without a credit card? On Lovora, yes. You can pay with Telegram Stars, which the Telegram app sells by card, or directly in cryptocurrency such as BTC, ETH, USDT or USDC. ### What shows on my bank statement if I pay Lovora with Telegram Stars? A purchase of Telegram Stars, billed by Apple, Google or Telegram depending on how you bought them. The word Lovora does not appear. Paying in cryptocurrency leaves no bank statement entry at all. ### How many Telegram Stars does the 24-hour pass cost? Prices are converted at 50 Stars per US dollar, so the $3.99 pass is about 200 Stars. The exact number of Stars is shown on the Telegram invoice before you confirm. ### Do I need a Telegram account to pay? Yes, for the Telegram Stars option you need the Telegram app and an account. Without Telegram, the cryptocurrency option works in any browser. ### How long until Premium unlocks after paying? Usually a few seconds. The payment provider notifies Lovora directly and access is granted without any action from you; the open page updates by itself. ## Related documents - [Plans and credits: every price](https://lovora.ai/plans-and-credits) - [Billing: what you pay, how, and what never happens](https://lovora.ai/payments) - [What you can do for free](https://lovora.ai/free-access) - [Your account and your data](https://lovora.ai/account-and-data) ## Guides on this topic - [Candy AI vs Lovora (2026): Which AI Girlfriend Is Better?](https://lovora.ai/blog/candy-ai-vs-lovora) - [How Much Does an AI Girlfriend Cost in 2026? Real Prices Compared](https://lovora.ai/blog/how-much-does-an-ai-girlfriend-cost)